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Retirement Solutions

Cedar Financial Group is here to help with planning for retirement. We offer multiple solutions, contact us today for a free quote or to have any questions answered.

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What is an Annuity and how can it benefit me?

An annuity is a contract between you and an insurance company in which you make a lump sum payment or series of payments and in return obtain regular disbursements beginning either immediately or at some point in the future.

Many aspects of an annuity can be tailored to the specific needs of the recipient. In addition to choosing between a lump sum payment or a series of payments to the insurer, you can choose when you want to annuitize your contributions.

With an annuity, you can benefit from tax-deferred savings and ensure that you have a guaranteed income in retirement.


Contact us today to learn more about Annuities!

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How can I Optimize my Social Security to get the most out of my Retirement Income?

A lot of questions come up regarding Social Security. When do I take Social Security?  Do I collect Social Security while I am working? Am I entitled to any other benefits? What impact will healthcare costs have on my retirement? Do I take it Social Security at 62, wait until full retirement age or possibly wait until 70?

There are many different Social Security strategies, so you want to get these questions answered correctly. Unfortunately, there is not one simple answer.

However, here at Cedar Financial, we can help. We offer a one on one consultation that will show you the best ways to optimize the Social Security you worked hard for!

Contact us today to learn more about a consultation!



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